<?xml version="1.0" encoding="UTF-8" ?><!-- generator=Zoho Sites --><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:content="http://purl.org/rss/1.0/modules/content/"><channel><atom:link href="https://www.thefornerisgroup.com/blogs/tag/real-estate-agents/feed" rel="self" type="application/rss+xml"/><title>The Forneris Group - Blog #real estate agents</title><description>The Forneris Group - Blog #real estate agents</description><link>https://www.thefornerisgroup.com/blogs/tag/real-estate-agents</link><lastBuildDate>Wed, 29 Apr 2026 10:32:51 -0700</lastBuildDate><generator>http://zoho.com/sites/</generator><item><title><![CDATA[                                Reasons To Be Optimistic About the 2026 Housing Market]]></title><link>https://www.thefornerisgroup.com/blogs/post/reasons-to-be-optimistic-about-the-2026-housing-market</link><description><![CDATA[<img align="left" hspace="5" src="https://www.thefornerisgroup.com/Untitled design -19-.jpg"/>If a move is on your radar for 2026, there’s a lot more working in your favor than there has been in a while. After a stretch where many people felt st ]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_Y0cU1x3pRgSx7Pk9m7dMMg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_HQgtKSVoRRaQ0yDtZbM_Tw" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_jVrsaZabS7OnbB-51TEjzw" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_pok2igVFTA2fF3D8NBO_Sg" data-element-type="text" class="zpelement zpelem-text "><style></style><div class="zptext zptext-align-center zptext-align-mobile-center zptext-align-tablet-center " data-editor="true"><p></p><div><div><p>If a move is on your radar for 2026, there’s a lot more working in your favor than there has been in a while.</p><p>After a stretch where many people felt stuck, 2026 is shaping up to be a year with more balance, more options, and more clarity for people who want to make a move. Not because the market is suddenly “easy,” but because several key conditions are shifting.</p><p>Here’s what the experts are saying you have to look forward to.</p><p><span style="font-weight:bold;">Danielle Hale, Chief Economist at&nbsp;<em>Realtor.com</em>:</span></p><blockquote style="margin-bottom:20px;"><em>“After a challenging period for buyers, sellers and renters,&nbsp;</em><span style="font-weight:bold;"><em>2026 should offer a welcome, if modest, step toward a healthier housing market.</em></span><em>”</em></blockquote><p><span style="font-weight:bold;">The&nbsp;</span><a target="_blank" href="https://www.nar.realtor/magazine/real-estate-news/nar-2026-forecast-summit-predicts-positive-recovery-with-regional-affordability-hurdles"><span style="font-weight:bold;"><em>National Association of Realtors</em></span></a><span style="font-weight:bold;">&nbsp;(NAR):</span></p><blockquote style="margin-bottom:20px;"><em>“</em><span style="font-weight:bold;"><em>Top economists have one word to sum up the housing market for 2026: opportunity.</em></span><em>&nbsp;Lower mortgage rates and a rising supply of homes are expected to open up the housing market . . . something the real estate industry and potential home buyers and sellers have been waiting for, following three years of stagnation.”</em></blockquote><p><a target="_blank" href="https://blog.firstam.com/economics/will-housing-affordability-improve-in-2026"><span style="font-weight:bold;">Mark Fleming</span></a><span style="font-weight:bold;">, Chief Economist at&nbsp;<em>First American</em>:</span></p><blockquote style="margin-bottom:20px;"><em>“. . . for the first time in several years, the underlying forces are finally aligned toward gradual improvement. Mortgage rates may drift down only slowly, but income growth exceeding house price appreciation will provide a boost to house-buying power — even in a higher-rate world.&nbsp;</em><span style="font-weight:bold;"><em>Affordability won’t snap back overnight, but like a ship finally catching a steady tailwind, it’s now sailing in the right direction.</em></span><em>”</em></blockquote><p><a target="_blank" href="https://www.realestatenews.com/2025/12/04/economists-expect-a-reset-for-housing-in-2026-not-a-rebound"><span style="font-weight:bold;">Mischa Fisher</span></a><span style="font-weight:bold;">, Chief Economist at&nbsp;<em>Zillow</em>:</span></p><blockquote style="margin-bottom:20px;"><em>“Buyers are benefiting from more inventory and improved affordability, while sellers are seeing price stability and more consistent demand.&nbsp;</em><span style="font-weight:bold;"><em>Each group should have a bit more breathing room in 2026.</em></span><em>”</em></blockquote><h4 style="font-weight:inherit;"><span style="font-weight:bold;">Why Local Insight Matters More Than Ever</span></h4><p>Just remember, while the national outlook is improving, conditions will still be different based on where you live. Some markets will move faster than others. Some will see stronger price growth. Others will remain flat. As&nbsp;<span style="font-weight:bold;">Lisa Sturtevant, Chief Economist at&nbsp;<em>Bright MLS</em>,</span>&nbsp;explains:</p><blockquote style="margin-bottom:20px;"><em>“</em><span style="font-weight:bold;"><em>Market performance will hinge on local economic conditions,</em></span><em>&nbsp;making 2026 one of the most geographically divided markets we’ve seen in years.”</em></blockquote><p>That’s&nbsp;why understanding&nbsp;what’s&nbsp;happening in your specific area is key. The national trends set the stage, but local dynamics&nbsp;determine&nbsp;how they play out for you.&nbsp;And that's why you need an agent.</p></div><div><h3 style="font-weight:inherit;">Bottom Line</h3><p>If you want to talk through what’s expected for our local market and which trends you’ll want to take advantage of, let’s connect.</p></div></div><p></p></div>
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</div></div></div></div></div></div> ]]></content:encoded><pubDate>Mon, 29 Dec 2025 14:20:28 +0000</pubDate></item><item><title><![CDATA[Saint Nicholas Day: The Feast of Sinterklaas  (A New Property in a Shoe is a Great Way to Celebrate)]]></title><link>https://www.thefornerisgroup.com/blogs/post/saint-nicholas-day-the-feast-of-sinterklaas-at-the-beginning-of-the-advent-season-is-st.-nicholas-da</link><description><![CDATA[<img align="left" hspace="5" src="https://www.thefornerisgroup.com/Untitled design -4-_12.jpg"/>Who is Saint Nickolas?]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_g4uiqkKyS3KtWhhsnphUww" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_C_wa2orgTGmXzELpk-3WHQ" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_JuFldbveTkqji-WgtFMLjg" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_pFHhdJygsgV7Drojy2VqpQ" data-element-type="image" class="zpelement zpelem-image "><style> @media (min-width: 992px) { [data-element-id="elm_pFHhdJygsgV7Drojy2VqpQ"] .zpimage-container figure img { width: 500px ; height: 500.00px ; } } </style><div data-caption-color="" data-size-tablet="" data-size-mobile="" data-align="center" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimage-container zpimage-align-center zpimage-tablet-align-center zpimage-mobile-align-center zpimage-size-medium zpimage-tablet-fallback-fit zpimage-mobile-fallback-fit hb-lightbox " data-lightbox-options="
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                theme:dark"><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor" role="link" tabindex="0" aria-label="Open Lightbox" style="cursor:pointer;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/St.%20Nicholas%20Day_Dec%205.png" size="medium" data-lightbox="true"/></picture></span></figure></div>
</div><div data-element-id="elm_wP55_iEqQDWoRl8Ch6WbsA" data-element-type="text" class="zpelement zpelem-text "><style></style><div class="zptext zptext-align-center zptext-align-mobile-center zptext-align-tablet-center " data-editor="true"><p></p><div><p></p><div><p><b>Saint Nicholas Day: The Feast of&nbsp;Sinterklaas</b></p><p>At the beginning of the Advent season is&nbsp;<b>St. Nicholas Day</b>&nbsp;(December 6, or December 19 on the Julian&nbsp;calendar).&nbsp;</p><p>Was Saint&nbsp;Nicholas a real person? Is he the model for Santa Claus and Father Christmas? Find out about the&nbsp;history of&nbsp;St. Nicholas Day and&nbsp;the traditions associated with this&nbsp;holiday&nbsp;(leave your shoes&nbsp;out!).</p><p><b>Saint Nicholas Day: The Feast of&nbsp;Sinterklaas</b></p><p>At the beginning of the Advent season is&nbsp;<b>St. Nicholas Day</b>&nbsp;(December 6, or December 19 on the Julian&nbsp;calendar).&nbsp;</p><p>Many European countries celebrate the Feast of Sinterklaas—also known as St. Nicholas—<b>starting on the 5th of December</b>, the eve of the day, by sharing candies, chocolate letters, small gifts, and riddles. Children put out their shoes filled with carrots and hay for the saint’s horse the evening prior, hoping St. Nicholas will exchange them for small gifts. (Sound familiar?)<br/><br/> In Belgium and the Netherlands, a fellow dressed as St. Nicholas would arrive (often by steamboat from Spain) in mid-November. He would then spend the next weeks checking if children had been good and done their best that year. On December 5 (Netherlands) or on December 6 (Belgium), he would then usually ride a white horse (or a donkey) through the towns, handing out&nbsp;gifts. It was the Dutch pronunciation of his name—<i>Sinterklaas</i>—as well as Dutch traditions that made their way to America. These led the way to the name Santa Claus and the gift-giving&nbsp;tradition.</p><p>For many European countries,&nbsp;this simple gift-giving day in early Advent&nbsp;helps preserve a Christmas Day focus on the meaning of Christmas&nbsp;itself.</p><p><b>Saint Nicholas&nbsp;Traditions</b></p><p>You may find it interesting that some of our Santa Claus traditions indeed came from St. Nicholas Day. If your children are confused about Santa Claus, tell them the story of St. Nicholas, who was a bonafide saint who bestowed gifts onto others to demonstrate his&nbsp;faith.</p><p><b>Leaving Shoes&nbsp;Out</b></p><p>The most common way to celebrate St. Nicholas Day is to leave shoes out for St. Nicholas in which to place small gifts in. Socks are fine,&nbsp;too.</p><p>Traditionally, the gifts&nbsp;are &nbsp;small&nbsp;candies or coins—little items that bring joy to children.&nbsp;If you wish to celebrate this tradition, leave shoes or wooden clogs by the door on the evening of December&nbsp;5.</p><p>In the morning, the shoes will be filled with small delights (candy canes, spare change, foreign&nbsp;coins).</p><p><b>The Candy&nbsp;Cane</b></p><p>The candy cane also symbolizes St. Nicholas, representing his staff. Add small candy canes&nbsp;to the shoes, or decorate your tree! We won’t tell if you eat a few candies on the&nbsp;way!</p><p><b>St. Nicholas History: Who Was the Real St.&nbsp;Nicholas?</b></p><p>In the 3rd century, in the village of Patara in Turkey (part of Greece in those days), a wealthy couple gave birth to a boy they named Nicholas. Tragically, while Nicholas was young, an epidemic took the lives of both of his&nbsp;parents.</p><p>Having been raised as a Christian, he dedicated his life to service, sold his belongings, and used his inheritance to help the poor and infirm. Eventually, Nicholas became a bishop, and his reputation for helping children, sailors, and other needy people spread far and wide. For this, the Roman emperor Diocletian persecuted and imprisoned him (and other religious men)—but only until the Romans realized that they had so filled their prisons with clergy that they had no place to put the thieves and murderers. So the Romans let the religious men go&nbsp;free.</p><p>Upon his release, Nicholas continued his charity work until he died on December 6,&nbsp;A.D.&nbsp;343. It was said that a liquid that formed in his grave had healing powers. This and other legends about Nicholas fostered devotion to him and inspired traditions still practiced&nbsp;today.</p></div>For those who have heard of St. Nicholas Day, and for those who haven’t, the thought of yet another holiday to celebrate might sound daunting. While that can be true, I’ve found that the message of the saint who inspired Santa Claus is worth celebrating, particularly when looking for ways to simplify the season. It might sound counterintuitive, but hear me out.<p></p><p>I’ll admit that as a parent it’s hard to keep the balance of Christmas in check, as it oftentimes feels like a losing battle once the gift-buying,&nbsp;<a href="https://www.southernliving.com/recipes/easy-christmas-dinner-recipes">menu-planning</a>, and house-decorating season starts knocking. I’m sure there are some who find themselves with perpetually grateful spirits and have no problem keeping the&nbsp;<a href="https://www.southernliving.com/holidays-occasions/christmas/christmas-prayer">heart of the season</a>&nbsp;at the core of all they do, but I am decidedly in the “work in progress” camp.</p><p>Though it seems a lofty (dare I say, unattainable) goal, trying to focus on less materialistic aspects of the Christmas season is always the aim. For our family, that means weekly lighting of our Advent wreath (well, we’ve been known to forget a week or two), a small but (mostly) meaningful collection of gifts under the tree, and lots and lots of discussions on why we celebrate Christmas in the first place. Even with all of this effort, if you ask my children what Christmas is about, there is a 50/50 chance all roads will lead back to presents.</p><p><b>The Role Of Santa Claus At Christmas</b></p><p>A few years ago, I decided to start celebrating St. Nicholas Day as a way to better explain the role of Santa Claus and, probably most importantly, the gifts he brings.&nbsp;It turned out to be one of our most meaningful traditions to date and a way to draw on a more charitable mindset this time of year… even if visions of those must-have shoes, sparkly jewels, and an electric kettle with a triple-digit price tag are still dancing in my head.</p><p>While it’s true that St. Nicholas Day is another day to add to an ever-lengthening list in which kids might come to expect gifts and treats, the simplicity of this particular gift-receiving holiday has created a tradition that both my husband and I and our children look forward to each year. Focusing on what we can do for others, rather than what we can expect to receive ourselves is a lesson that, while seemingly obvious, has required even more attention (particularly in my heart) than I would have ever thought. And, while you’ll see two squealing children running to our fireplace bright and early every December 6,<sup>&nbsp;</sup>their joy at receiving those tiny mementos has also in a way tempered their Christmas morning expectations, somehow making them even more grateful for the packages&nbsp;<a href="https://www.southernliving.com/holidays-occasions/christmas/gifts/gift-wrapping-ideas">wrapped under the tree</a>. Even if our responses for the meaning of the season are still works in progress.</p><p><b>What Is St. Nicholas Day &amp; When Is It Celebrated?</b></p><p>St. Nicholas Day honors Saint Nicholas, the saint who inspired Santa Claus.</p><p>While St. Nicholas’ feast day is on December 19, St. Nicholas Day is typically celebrated on December 6, the anniversary of his death (December 6, 343 AD). Those who celebrate the holiday may choose to leave a shoe out on the night of December 5 to find chocolate coins or an orange tucked in it the next morning.</p><p><b>Why Do We Celebrate St. Nicholas Day?</b></p><p>While it might seem like just another excuse to get or give&nbsp;<a href="https://www.southernliving.com/holidays-occasions/christmas/recipes/easy-christmas-treats">holiday treats</a>, the history of St. Nicholas Day holds a message that can help center both the Advent and Christmas season in a way that far outlives the battery-powered gadgets, dolls, toys, and clothes that we might find on Christmas morning. &nbsp;</p><p>While there’s much to be said about St. Nicholas’ life and charitable works, his role as patron saint to children paired with the legend of his generosity is particularly centric to the Western world’s celebration of St. Nicholas Day.</p><p><b>Why Do We Leave Shoes Out On St. Nicholas Day?</b></p><p>One of the more famous stories centering on St. Nicholas’ charitable works says he once dropped coins down the chimney of a poor man’s house to help pay the dowry for his daughters. This is where the tradition of leaving out shoes by the fireplace on the night of December 5 was derived. These days, children leave shoes out in hopes that they will receive&nbsp;<a href="https://www.southernliving.com/holidays-occasions/christmas/gifts/ideas-for-stocking-stuffers">small gifts</a>&nbsp;inside of them the next morning.</p></div><p></p></div>
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</div></div></div></div></div></div> ]]></content:encoded><pubDate>Fri, 05 Dec 2025 02:15:51 +0000</pubDate></item><item><title><![CDATA[Why Working with a Local Agent Beats Online Listings]]></title><link>https://www.thefornerisgroup.com/blogs/post/why-working-with-a-local-agent-beats-online-listings</link><description><![CDATA[<img align="left" hspace="5" src="https://www.thefornerisgroup.com/optimized_New Meet the dream team_800x450.jpg"/>&nbsp;In today’s digital age, it’s easy to assume that everything—including buying or selling a home—can be done online. Online listings are convenien ]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_WRN_e846T0OhkOJY0_JizQ" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_-9oroW8eRk6NYpL0q84VNA" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_zxEe5VdZRZaX_IjcLjs-kw" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_Po9_KBlWoi7CJACtPRBztw" data-element-type="image" class="zpelement zpelem-image "><style> @media (min-width: 992px) { [data-element-id="elm_Po9_KBlWoi7CJACtPRBztw"] .zpimage-container figure img { width: 500px ; height: 281.25px ; } } </style><div data-caption-color="" data-size-tablet="" data-size-mobile="" data-align="center" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimage-container zpimage-align-center zpimage-tablet-align-center zpimage-mobile-align-center zpimage-size-medium zpimage-tablet-fallback-fit zpimage-mobile-fallback-fit hb-lightbox " data-lightbox-options="
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 class="zpheading zpheading-align-center zpheading-align-mobile-center zpheading-align-tablet-center " data-editor="true"><span><span></span><span><span>The Power of Local Expertise in Real Estate</span></span><span style="text-align:center;"></span></span></h2></div>
<div data-element-id="elm_rJNAjbEjRmeSp-Nby_Dqsw" data-element-type="text" class="zpelement zpelem-text "><style></style><div class="zptext zptext-align-center zptext-align-mobile-center zptext-align-tablet-center " data-editor="true"><p><span><span><span>&nbsp;In today’s digital age, it’s easy to assume that everything—including buying or selling a home—can be done online. Online listings are convenient, offering a vast array of properties at the click of a button. However, when it comes to making one of the biggest financial decisions of your life, nothing beats the personal touch and expertise of a local real estate agent. If you’re looking to navigate the real estate market with confidence and ease, here’s why working with a local agent is far superior to relying solely on online listings.</span></span></span></p><p><span><span><span><br/></span></span></span></p><p><span><span><span>&nbsp;</span>1. Local Agents</span>&nbsp;Have In-Depth Market Knowledge Real estate markets vary widely from city to city, and even from one neighborhood to another. A local agent brings unparalleled knowledge about market trends, pricing strategies, and community developments that an online listing simply cannot provide.</span></p><p><span>&nbsp;How This Helps You: ● Accurate Pricing: Agents know the true market value of a home beyond what automated online estimates suggest. ● Neighborhood Insights: They understand school districts, crime rates, upcoming developments, and community amenities. ● Competitive Strategies: Local agents can advise on whether it’s a buyer’s or seller’s market and how to adjust your strategy accordingly.&nbsp;</span></p><p><span><br/></span></p><p><span>2. Access to Exclusive Listings and Off-Market Properties Online listings only show a fraction of the available properties. Many homes are sold through private networks before they even make it online. Local agents have access to exclusive listings and can connect buyers with sellers before a home becomes widely available. Why This Matters: ● More Choices: You get access to homes that aren’t publicly listed. ● Less Competition: You can make offers on homes before they hit the crowded online market. ● Better Deals: Sellers may be more willing to negotiate before a home is publicly listed.</span></p><p><span><br/></span></p><p><span><span>3. Personal Guidance and Negotiation Expertise Buying or selling a home is not just about finding a property—it’s about negotiating the best deal, handling paperwork, and navigating complex legal requirements. Local agents act as your advocate, ensuring you get the best price and terms possible. Key Benefits: ● Stronger Negotiation Power: Agents know how to craft compelling offers and counteroffers. ● Avoiding Pitfalls: They can identify red flags in contracts, inspections, and appraisals. ● Smooth Transactions: Agents coordinate with lenders, inspectors, and title companies to prevent delays.</span></span></p><p><span><span><br/></span></span></p><p><span><span>&nbsp;4. Understanding of Local Regulations and Paperwork Real estate transactions come with a mountain of paperwork, legal requirements, and local regulations. A mistake in any of these areas can be costly. Local agents are well-versed in the rules specific to your area and can guide you through the process seamlessly.&nbsp;</span></span></p><p><span><span>How&nbsp;</span><span>They Help: ● Compliance Assurance: Avoid fines and legal issues by ensuring everything is properly documented. ● Contract Expertise: Agents explain contracts and contingencies in simple terms. ● Smooth Closings: They manage timelines and paperwork to ensure on-time closings.</span></span></p><p><span><span>&nbsp;5. Personalized Service and Human Connection Unlike an impersonal online listing, a local agent provides a hands-on, personalized experience. They understand your unique needs, preferences, and concerns, offering tailored advice to help you find the perfect home or buyer. What This Means for You: ● Customized Home Searches: Agents filter listings based on your lifestyle, commute, and long-term goals. ● Guidance Beyond the Sale: Many agents offer post-sale support, including contractor recommendations and community introductions. ● Peace of Mind: Having a dedicated professional by your side reduces stress and uncertainty.</span></span></p><p><span><span><br/></span></span></p><p><span><span><span>6. Saving Time and Avoiding Scams Online listings can be overwhelming, with hundreds of properties to sift through—many of which may be outdated, misleading, or outright scams. A local agent saves you time by curating the best options and verifying their legitimacy. How They Help: ● Avoid Fake Listings: Agents vet properties to ensure they are legitimate and accurately represented. ● Time-Saving Showings: Instead of visiting multiple unsuitable homes, agents schedule targeted showings. ● Streamlined Communication: Agents handle inquiries, paperwork, and negotiations, saving you countless hours.</span></span></span></p><p><span><span><span><br/></span></span></span></p><p><span><span><span>&nbsp;7. Stronger Connections with Local Professionals Buying or selling a home involves multiple parties—inspectors, appraisers, mortgage brokers, and contractors. Local agents have established relationships<span>&nbsp;with trusted professionals, ensuring you work with reliable experts.</span></span><br/></span></span></p><p><span><span><span><span><br/></span></span></span></span></p><p><span><span><span><span>● Reliable Recommendations: Agents connect you with reputable service providers. ● Faster Processes: Pre-existing relationships can speed up inspections and approvals. ● Trusted Network: You benefit from a network of professionals who prioritize quality and customer service.</span></span></span></span></p><p><span><span><span><span><br/></span></span></span></span></p><p><span><span><span><span>&nbsp;Final Thoughts: The Local Advantage While online listings provide a helpful starting point, they lack the depth, expertise, and personal service that a local agent offers. Whether you’re buying or selling, working with a professional who understands the nuances of your local market can save you time, money, and stress.</span></span></span></span></p><p><span><span><span><span><br/></span></span></span></span></p><p><span><span><span><span>&nbsp;Take Action Today If you’re considering a real estate move, don’t rely solely on online listings. Reach out to a trusted local agent who can provide expert guidance and insider access to the best deals. A smooth and successful transaction starts with having the right professional by your side. Are you ready to start your home search or list your property with confidence? Contact a local real estate agent today and experience the difference firsthand!</span><br/></span></span></span></p></div>
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